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IMPORTANT NOTICE

You are now leaving the Graf Financial LLC website and will be entering the Charles Schwab & Co., Inc. (“Schwab”) website. Schwab is a registered broker-dealer, and is not affiliated with Graf Financial or any advisor(s) whose name(s) appear(s) on this website. Graf Financial is/are independently owned and operated. [Schwab neither endorses nor recommends {Name(s) of Investment Management Firm(s)}, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Graf Financial LLC under which Schwab provides Graf Financial LLC with services related to your account. Schwab does not review the Graf Financial LLC website(s), and makes no representation regarding information contained in the Graf Financial LLC website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

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